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Personalized benefit bundles that make quality care accessible, affordable, and convenient — starting at just $14.95/month.
Healthcare Essentials, Built for Your Life
Select the level of coverage that fits your needs and budget. Every bundle includes virtual care and lab access.
See exactly what’s included in each plan before you choose.
| Component | 1 Bundle 1 |
2 Bundle 2 |
3 Bundle 3 |
4 Bundle 4 |
|---|---|---|---|---|
| Healthcare Access | ||||
| Virtual Care Telemedicine Primary Care / Urgent Care · $0 copay · 24/7 · Unlimited visits · Acute & Chronic condition management |
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| Virtual Care Mental Health $0 copay · 24/7 · Mental Health professional consults & counseling · Navigation to additional care |
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| Pet Telehealth $10 copay for professional veterinary virtual consults |
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| Consumer Direct Lab Access Hundreds of test options · Wellness panel · 2,000+ patient service locations · Up to 90% savings |
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| Prescription Benefits | ||||
| Generic Rx – Acute Care Only $0 copay · 200+ most common acute generic meds · 65,000 pharmacies (CVS, Costco, Walgreens, Walmart, Rite-Aid) |
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| Generic Rx – Acute & Chronic Conditions $0 copay · 2,500+ acute & chronic generic meds · 65,000 pharmacies (CVS, Costco, Walgreens, Walmart, Rite-Aid) |
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| Additional Services | ||||
| Patient Advocacy Services Bill review, medical bill negotiations, and consultations |
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| Virtual Personal Fitness Training App Unlimited access to on-demand virtual personal fitness training app |
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| Virtual Fitness + Personal Coach One-on-one virtual consultation · Personalized 10-week plan · Unlimited access to fitness app |
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| Benalign Platform | ||||
| Benalign Perks Program Members-only discounts on dining, retail, travel & entertainment — savings not available to the public. |
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| Benalign Personal Benefit Marketplace Expand beyond your bundle — choose from traditional & non-traditional benefits, individually selected to fit your needs. |
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No hidden fees. Cancel anytime. Affordable healthcare for you and your family.
Choose the path that fits your situation and we’ll take it from there.
Ready to enroll for yourself? Choose your PersonalCare bundle and get immediate access to virtual care, prescriptions, lab services, and more.
Sign Up Now Enrollment link coming soon — check back shortlyLooking to offer PersonalCare benefits to your members, employees, or associates? Connect with our team to explore group options tailored to your organization.
Discuss Group Options We’ll craft a solution for your organization’s needsHave questions or want to schedule a call with our team? We’re happy to walk you through the program and help you find the right fit.
Reach Out Schedule a conversation with our team anytimeImportant Disclosure: The HealthKarma PersonalCare Benefit’s program powered by Benalign is NOT Insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act. It provides direct access to providers that charge a zero co-pay for their services, or in the case of the acute and chronic Rx benefit, a small copay based on the generic medication elected. Certain services are provided by third-party vendors. Benalign is only offered in states where an active business license is in force. All services are designed to be offered to adults over the age of 18 as the primary Benalign member. Virtual care services and any resulting prescriptions are subject to the discretion of the licensed physician. Prescriptions will not be available for DEA-controlled substances, non-therapeutic drugs, or certain other drugs which may be harmful because of their potential for abuse. Benalign is only offered in states where an active business license is in force. Please see disclosure on www.benalign.com for a listing of approved states.